Terms of Service

Last updated: March 18, 2026

Agreement to Our Legal Terms

We are Quadrate28 DMCC (doing business as Mokko) ("Company," "we," "us," or "our"), a company registered in the United Arab Emirates at AI Centre, Uptown Tower, Jumeirah Lake Towers, Dubai, UAE.

We operate the website https://mokko.ai (the "Site"), the Mokko Figma plugin (the "Plugin"), as well as any other related products and services that refer or link to these legal terms (collectively, the "Services").

Mokko AI is a software-as-a-service (SaaS) application delivered as a Figma plugin. It uses artificial intelligence to automate repetitive design tasks by learning and applying your existing design system. The plugin connects to external services for AI-powered design assistance, image generation, and analytics. You access the service through the Figma desktop or web application, with account management and billing handled via the mokko.ai website.

You can contact us by phone at (+971)42 837 090, email at [email protected], or by mail to AI Centre, Uptown Tower, Jumeirah Lake Towers, Dubai, United Arab Emirates.

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Quadrate28 DMCC, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. If you do not agree with all of these legal terms, then you are expressly prohibited from using the Services and you must discontinue use immediately.

We will provide you with prior notice of any scheduled changes to the Services you are using. The modified Legal Terms will become effective upon posting or notifying you by [email protected], as stated in the email message. By continuing to use the Services after the effective date of any changes, you agree to be bound by the modified terms.

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

We recommend that you print a copy of these Legal Terms for your records.

Table of Contents
  1. Our Services
  2. Intellectual Property Rights
  3. User Representations
  4. User Registration
  5. Purchases and Payment
  6. Subscriptions
  7. AI-Generated Content and Outputs
  8. Prohibited Activities
  9. User Generated Contributions
  10. Contribution License
  11. Third-Party Websites and Content
  12. Services Management
  13. Privacy Policy
  14. Copyright Infringements
  15. Term and Termination
  16. Modifications and Interruptions
  17. Governing Law
  18. Dispute Resolution
  19. Corrections
  20. Disclaimer
  21. Limitations of Liability
  22. Indemnification
  23. User Data
  24. Electronic Communications, Transactions, and Signatures
  25. Miscellaneous
  26. Contact Us

1. Our Services

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

2. Intellectual Property Rights

Our Intellectual Property

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks").

Our Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties in the United States and around the world.

The Content and Marks are provided in or through the Services "AS IS" for your personal, non-commercial use or internal business purpose only.

Your Use of Our Services

Subject to your compliance with these Legal Terms, including the "Prohibited Activities" section, we grant you a non-exclusive, non-transferable, revocable license to access the Services and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use or internal business purpose.

Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

We reserve all rights not expressly granted to you in and to the Services, Content, and Marks.

Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.

Your Submissions and Contributions

Please review this section and the "Prohibited Activities" section carefully prior to using our Services to understand the (a) rights you give us and (b) obligations you have when you post or upload any content through the Services.

Submissions. By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions"), you grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, and incorporate such Submission into the Services or any other product or service, without acknowledgment or compensation to you. You retain ownership of your Submissions, but you agree that we may freely act on any feedback, suggestions, or ideas you provide without any obligation to you.

Contributions. The Services may invite you to contribute content, including but not limited to design files, design system data, and other content or materials that you submit through the plugin ("Contributions").

Confidentiality of Contributions. We treat your Contributions as confidential. We will not publish, sell, or disclose your Contributions to any third party except as strictly necessary to deliver the Services to you. This means your design data is shared only with the sub-processors identified in our Sub-processor List, under their respective data protection agreements, and solely for the purposes described in our Privacy Policy (such as AI processing, telemetry for service quality, and storage). We do not use your Contributions for marketing, public display, training AI models, or any purpose unrelated to providing and improving the Services for you.

When you create or make available any Contributions, you thereby represent and warrant that your Contributions do not infringe any third-party intellectual property rights, and that you have the necessary rights to share the design data you provide through the plugin.

Your Design Data and AI Outputs

Important: You retain all ownership rights to your original design data that you provide to Mokko through the Figma plugin. We do not claim ownership over your Figma files, design systems, or the inputs you provide to our Service.

AI-Generated Outputs. Design elements, images, and other content generated by Mokko's AI features ("AI Outputs") are provided to you for your use. You may use AI Outputs for any lawful personal or commercial purpose. However, please note:

3. User Representations

By using the Services, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Legal Terms; (4) you are not under the age of 18; (5) you are not a minor in the jurisdiction in which you reside; (6) you will not access the Services through automated or non-human means, whether through a bot, script, or otherwise, unless specifically permitted by our API terms; (7) you will not use the Services for any illegal or unauthorized purpose; and (8) your use of the Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof).

4. User Registration

You may be required to register to use the Services. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

5. Purchases and Payment

We accept the following forms of payment: Visa, Mastercard, American Express, Discover, Apple Pay, Google Pay, and Link.

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in US dollars.

You agree to pay all charges at the prices then in effect for your purchases and you authorize us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

We reserve the right to refuse any order placed through the Services. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing address.

6. Subscriptions

Billing and Renewal

Your subscription will continue and automatically renew unless canceled. You consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until such time as you cancel the applicable order. The length of your billing cycle is determined by the subscription plan you choose (monthly or annual).

Cancellation

You can cancel your subscription at any time by logging into your account. Your cancellation will take effect at the end of the current paid term. No refund will be issued for the remaining portion of a billing cycle after cancellation, as you will retain full access to the Services until the end of the current paid term.

Refunds

Because the Services are provided as a digital subscription, refunds are generally not available for partial billing periods. However, we may issue discretionary refunds on a case-by-case basis at our sole discretion. If you believe you are entitled to a refund or are unsatisfied with our Services, please contact us at [email protected].

EU Right of Withdrawal

If you are a consumer located in the European Economic Area (EEA), you have a statutory right to withdraw from a digital services contract within 14 days of purchase without giving any reason, in accordance with the EU Consumer Rights Directive (2011/83/EU).

However, by subscribing to the Services and using them immediately, you expressly acknowledge and agree that:

If you have not used the Services and wish to exercise your right of withdrawal within 14 days of purchase, please contact us at [email protected]. We will issue a full refund within 14 days of receiving your withdrawal request. If you have partially used the Services during the withdrawal period, any refund will be proportionate to the extent of Services not yet consumed.

Fee Changes

We may, from time to time, make changes to the subscription fee and will communicate any price changes to you in accordance with applicable law.

7. AI-Generated Content and Outputs

Important: Mokko uses artificial intelligence to generate design suggestions, images, and other outputs. Please read this section carefully.

No Guarantee of Accuracy. AI-generated outputs may contain errors, inaccuracies, or content that does not match your intent. AI technology is inherently probabilistic and outputs may vary. You should review all AI-generated outputs before using them in your designs or products.

No AI Training on Your Data. Your design data and inputs are not used to train general-purpose AI models. Our primary AI provider, Anthropic, operates under commercial API terms that explicitly prohibit using customer data for model training. Anthropic retains API logs for up to 30 days solely for safety and abuse monitoring purposes.

Third-Party AI Services. Mokko relies on third-party AI services (including Anthropic for language processing and Black Forest Labs via OpenRouter for image generation) to produce outputs. These services may have their own terms and limitations. We do not control and are not responsible for the underlying AI models or their behavior.

Figma Platform Dependency. Mokko operates as a plugin within the Figma platform. Our ability to provide the Services depends on Figma's continued availability and compatibility. We are not responsible for changes to, outages of, or discontinuation of the Figma platform or its API. If Figma makes changes that affect Mokko's functionality, we will make reasonable efforts to adapt our Services, but cannot guarantee uninterrupted service.

8. Prohibited Activities

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Services, you agree not to:

9. User Generated Contributions

The Services may invite you to submit design data, prompts, and other content through the Figma plugin. When you create or make available any Contributions, you represent and warrant that:

10. Contribution License

By submitting Contributions to the Services, you grant us a non-exclusive, worldwide, royalty-free license to use your Contributions solely for the purpose of providing and improving the Services. This license includes the right to process your design data through our AI systems and the third-party sub-processors identified in our Sub-processor List, subject to the confidentiality commitments and data protection safeguards described in these Terms and our Privacy Policy.

This license does not transfer ownership of your Contributions. You retain all rights to your original design data, Figma files, and design systems. We will not use your Contributions for any purpose other than delivering and improving the Services.

11. Third-Party Websites and Content

The Services may contain links to third-party websites, services, or content that are not owned or controlled by us, including but not limited to Figma, Stripe, and the AI service providers described in our Privacy Policy. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused or alleged to be caused by or in connection with the use of any such third-party content, goods, or services.

12. Services Management

We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms; (3) refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) remove from the Services or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services.

13. Privacy Policy

We care about data privacy and security. Please review our Privacy Policy at https://mokko.ai/privacy. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms. Please be advised the Services are hosted in the European Union (Frankfurt, Germany). Certain sub-processors, including our AI provider (Anthropic) and payment processor (Stripe), are located in the United States. If you access the Services from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in these jurisdictions, then through your continued use of the Services, you are transferring your data to the European Union and, for certain processing activities, the United States, and you expressly consent to have your data transferred to and processed in these jurisdictions. For details on where specific data is processed, see our Privacy Policy and Sub-processor List.

14. Copyright Infringements

We respect the intellectual property rights of others. If you believe that any material available on or through the Services infringes upon any copyright you own or control, please immediately notify us using the contact information provided below (a "Notification"). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification. Please be advised that pursuant to applicable law you may be held liable for damages if you make material misrepresentations in a Notification.

15. Term and Termination

These Legal Terms shall remain in full force and effect while you use the Services. Without limiting any other provision of these Legal Terms, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the Services (including blocking certain IP addresses), to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these Legal Terms or of any applicable law or regulation. We may terminate your use or participation in the Services or delete your account and any content or information that you posted at any time, without warning, in our sole discretion.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

16. Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Services, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you.

17. Governing Law

These Legal Terms shall be governed by and defined following the laws of the United Arab Emirates. Quadrate28 DMCC and yourself irrevocably consent that the courts of the United Arab Emirates shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these Legal Terms.

18. Dispute Resolution

Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or claim related to these Legal Terms (each a "Dispute" and collectively, the "Disputes") brought by either you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least 30 days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.

Binding Arbitration

Any dispute arising out of or in connection with these Legal Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by arbitration in Dubai, United Arab Emirates. The language to be used in the arbitral proceedings shall be English. The number of arbitrators shall be 3.

Restrictions

The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

19. Corrections

There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.

20. Disclaimer

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICES.

WITHOUT LIMITING THE FOREGOING, WE SPECIFICALLY DISCLAIM ANY WARRANTY REGARDING AI-GENERATED OUTPUTS, INCLUDING BUT NOT LIMITED TO THEIR ACCURACY, COMPLETENESS, ORIGINALITY, OR FITNESS FOR ANY PARTICULAR PURPOSE. AI OUTPUTS MAY CONTAIN ERRORS AND SHOULD BE REVIEWED BEFORE USE IN PRODUCTION ENVIRONMENTS.

21. Limitations of Liability

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE SIX (6) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING.

22. Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Services; (3) breach of these Legal Terms; (4) any breach of your representations and warranties set forth in these Legal Terms; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Services with whom you connected via the Services.

23. User Data

We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

24. Electronic Communications, Transactions, and Signatures

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing.

25. Miscellaneous

These Legal Terms and any policies or operating rules posted by us on the Services or in respect to the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.

If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions.

There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Legal Terms and the lack of signing by the parties hereto to execute these Legal Terms.

26. Contact Us

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:

Quadrate28 DMCC

AI Centre, Uptown Tower, Jumeirah Lake Towers

Dubai, United Arab Emirates

Phone: (+971)42 837 090

Email: [email protected]

See also: Privacy Policy | Cookie Policy | Sub-processor List